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Coaching Built Around Your Money Type

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  • Strategist
  • Spender
  • Saver
  • Scrambler

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Strategist

Save the Raise

When you earn more, save the extra before your spending catches up. Strategists usually grow income faster than the rules around it. Deciding what a raise does before it lands keeps the plan ahead of your lifestyle.

Bad, better, best

Start with Better this week. Best is where the Rich Routine™ takes you over time.

  1. Bad

    Let the raise quietly disappear into a nicer lifestyle.

    A raise you don't plan for turns into a new normal fast.

  2. Better · your First Fix

    Save the raise. Save the extra before your spending catches up.

    Saving it before it hits your spending means you never miss money you never got used to.

  3. Best

    Every time you get a raise, automatically bump how much you invest.

    Tie your investing to your pay, and every raise grows your future without a new decision.

Do it this week

  1. 01Before your next raise or bonus lands, decide what share of the extra goes to savings or investing.
  2. 02Set that amount to move automatically on payday, so it leaves before your spending sees it.
  3. 03Put a reminder on your calendar: every raise after this one, bump your investing again.
Free toolRetirement CalculatorEstimate how much you could have by retirement based on what you save today.
  • Enter your current age and the age you want to retire.
  • Add your current retirement savings and what you put in each month.
  • Set an assumed average return to see your projected balance at retirement.
Open the tool