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Coaching Built Around Your Money Type

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  • Strategist
  • Spender
  • Saver
  • Scrambler

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Scrambler

Bills First

On payday, pay the bills before anything else, every time. Scramblers don't need another budget template. You need one default order on payday, so you stop deciding from scratch every time.

Bad, better, best

Start with Better this week. Best is where the Rich Routine™ takes you over time.

  1. Bad

    Pay whatever feels most urgent that day.

    Paying by urgency means a different order every week, and something always slips.

  2. Better · your First Fix

    Bills first. Pay your bills the day you get paid, before anything else.

    Same order every payday, so the bills are covered before the rest of the week happens.

  3. Best

    Set bills to pay automatically on payday, so it happens without you.

    Once it's automatic, payday stops being a decision you have to get right.

Do it this week

  1. 01List every bill and its due date in one place.
  2. 02On your next payday, pay those bills first, before anything else.
  3. 03Once that works, set them to pay automatically on payday.
Free toolFinance FlowchartFollow the order your next dollar should move. Yes or no questions build a checklist from your answers.
  • Answer yes or no questions about your budget, debt, savings and investing.
  • Steps that do not apply to you drop out as you go.
  • Get a checklist in the order your next dollar should move, and save it partway through.
Open the tool