Saver

Put It to Work

Pick one amount sitting in savings and move it where it can grow. Savers are great at holding money. The next step is giving one piece of it a job, so it grows instead of sitting still.

Bad, better, best

Start with Better this week. Best is where the Rich Routine™ takes you over time.

Bad
Leave it all sitting in checking, earning nothing.
Money in checking feels safe, but it loses ground to prices every year.
Better · your First Fix
Put it to work. Move extra cash into a high-yield savings account.
A high-yield account keeps the money just as easy to reach and lets it earn while it waits.
Best
Keep your emergency fund safe, and invest the rest a little every month.
Your safety net stays put, and small monthly amounts let you get used to investing.

Do it this week

01Work out your safe number: the emergency fund you want to keep untouched.
02Pick one amount above that number that has been sitting in checking.
03Move it into a high-yield savings account, or start investing a small amount each month.

Free toolEmergency Fund CalculatorSee how much you need in your safety net and how long it takes to get there.

Enter your monthly essential expenses and how many months you want covered.
Add what you have already saved and what you can save each month.
See your target emergency fund and how long it takes to reach it.

Open the tool

Keep going

Find your Money Type, then build a money system around how you actually behave.

The Rich Routine™

Find My Money Type Free Money Type Training

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